*Prequalify means that you authorize us to make a soft inquiry (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria (including adequate proof of ability to repay). Income verification through access to your bank account information may be required.
**You will earn a 3% cash back reward when you use your credit card for gas and grocery purchases and utility bill payments. You will earn a 1% cash back reward when you use your credit card for other eligible purchases of goods and services and bill payments. Rewards will be earned when the transaction posts to your account and will remain as long as the purchases and bill payments are not returned or credited. Purchases do not include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Rewards are not earned for pending transactions. Review the Cash Back Rewards Program Terms for more important information about the cash back rewards program.
†Fraud liability subject to Mastercard® rules.