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*Prequalify means that you authorize us to make a soft inquiry into your credit history (that will not affect your credit) to create an offer. If you accept an offer a hard inquiry will be made. Final approval is not guaranteed if you do not meet all applicable criteria {including adequate proof of ability to repay}. Income verification through access to your bank account information may be required.

**You will earn a 3% cash back reward on eligible gas, grocery, and utility bill payments and you will earn a 1% cash back reward on all other eligible purchases of goods and services and payments minus returns and other credits. Rewards will be earned when the transaction posts to your account and will remain as long as the purchase is not returned. Purchases do not include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Rewards are not earned for pending transactions. Review the Cash Back Rewards Program details for important information about the Cash Back Rewards Program.

†FREE CREDIT SCORE: Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 4.0 credit score provided by TransUnion® is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions. | FRAUD LIABILITY: Fraud liability subject to Mastercard® rules.